2017…A Happy New Year?

 

goodbye-2016-hello-20172

What Will 2017 Bring?

Many of us will be glad to see the back of 2016 – but is 2017 going to be any better?

There’s been a lot of expert comment already on the prospects for the property market over the coming 12 months.

Some would have it that it’s not going to be a good year. They’ll tell you, post-Brexit, all we’ve really seen so far is a Phoney War. There hasn’t been the kind of economic meltdown some predicted largely because the Government is still dithering on how to get us out of Europe and the full picture won’t become clear until the process actually begins. Until then, house prices will probably just plateau before the Brexit crisis proper bites later in the year.

Others will tell you to ensure you’re braced for a hike in interest rates and an evaporation of the generous mortgages deals lenders have been offering to stimulate the market and to prevent it from flat-lining.

There are still others who suggest The Donald’s election will mean four years of global turmoil which is bound to stymie spending worldwide – an age when few are going to have the confidence to make significant decisions which could affect their income.

But, in reality, what we need to remember is that neither the doomsayers, nor indeed the eternal Brexit optimists like the Daily Express, are dealing in fact. They’re dealing in conjecture and opinion and, although it may be well-informed, there are no cast-iron guarantees. If nothing else, the polls ahead of the UK’s referendum vote and the US election should have told us that.

After all, a year ago, pundits were confidently predicting homes in Britain would be worth 20% more by 2020. Property was a sure-fire investment and, if you had a pension due to mature, the best thing you could do would be to cash it in and join the buy-to-let set – and be quick about it.

Just 12 short months later and the growth predictions offered by the same sources are a lot lower and buy-to-let is being touted as attractive as a pay-day loan.

And that’s the point. There are no certainties; there are no sure-fire winners. But then there never have been.

None of us knows what’s going to happen over the next 12 months. All we can do is judge events as they happen and determine our best course of action on our instincts just as we always have. Should you be thinking of buying or selling property, we’ll be here and, as ever, we’ll do our very best to advise you – and that advice will be based on the FACTS as we understand them.

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